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3D Secure

3-D Secure is a tech-savvy XML protocol designed to add an extra layer of security to online banking activities. Essentially, it lets users confirm their identity through their bank when they're making an online payment.

For all Virtuo transactions, this authentication step is a must. We're all about keeping our users' transactions as secure as possible.

If you’re experiencing issues with 3D Secure. You could try making the payment on the Virtuo website. If it's still a no-go, reach out to your bank. We won't be able to assist from our end.


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